Money Finance

Brandpoint offers free, high-quality money/finance articles on topics ranging from saving money for a rainy day to stretching dollars to go further. Our money/finance articles are entertaining and informative and will help your readers build sound financial practices.

Caught in a data breach? How to reclaim control of your credit and identity Do you know how to reclaim your identity if you're caught in a data breach?...
Clever tips and tricks to save on auto insurance Car insurance can take a bite out of your budget. Check out these tips to help cut insurance costs....
Umbrella insurance: Are you adequately covered? Insurance protects you and your loved ones should an accident occur but what happens if you get sued? Learn about how an umbrella policy can protect the most important things in your life....
How to protect yourself from uninsured drivers Some drivers ignore insurance laws. If you get in an accident with an uninsured driver, will you be protected?...
Throw your retirement accounts into the spring cleaning to-do pile Spring cleaning is about more than just your garage, basement or wardrobe. It's also about cleaning the clutter from your retirement accounts....
Knowledge is power: How the right reporting agency can help you Learn how the right consumer reporting agency can help you detect irregularities in your accounts and prevent you from being a victim of fraud....
Worried about data breach risks? What you can do to help protect yourself While you can’t prevent a breach from occurring, you can still do a number of things to help better protect yourself from one of the most serious potential consequences of a breach – identity theft....
Smart shopping tips for budget-savvy baby boomers While the economy is moving again, many Americans – baby boomers included – continue to realize the importance of good money management skills. Boomers are focused on making the most of their money by boosting...
Smart ways for small business owners to spend their cash this spring Small business owners expecting a tax refund should consider these ways to make the most of the money they'll get back....
Flab to fit: The five money moves that can whip your finances into better shape Taking control of your finances doesn’t have to be limited to the first few months of the year – you can get started anytime. Here's how....
Renovating? Laying a good foundation for home improvement success You’ve probably heard the saying: “Your home is your castle.” But if your current home - or the home you’re thinking of buying - feels more like the servant’s quarters than the royal palace, you...
Avoid tax identity theft and keep your information safer this tax day For a growing number of Americans, the tax nightmare is just beginning. These people will not receive a refund or pay for taxes due, because in the eyes of the IRS, they’ve already filed a...
Tax filing and planning tips for small business owners With an April 15 tax deadline looming, businesses across the country are preparing to file their 2013 taxes. Tax season can be both an administrative and financial burden. New data reports that only 41 percent...
Save green indoors and out with energy-efficient home upgrades Many are motivated by the desire to save a little green in their wallets with a fresh new season of home repairs. If you’re one of these people, you can help save some green for...
Expert tips for navigating tax-season changes With the deadline for filing taxes fast approaching and many changes that occurred thanks to legislative and legal decisions, tax filers will want to keep these caveats in mind....
Increasing your resale value is easy when you save smartly Investing in home improvements is a smart idea when you’re thinking of putting your home on the market. So where is the best place to spend your money?...
Stay ahead of cybercriminals: use caution and common sense online Cybercrime is everywhere these days. It happens in the dead of night, in broad daylight, in homes, hotels, restaurants and airports. The good news, however, is that it doesn’t take a computer genius to protect...
Getting cash back from Uncle Sam? Tips to make your tax refund work harder for you Tax season is well underway, and many Americans expect to receive a refund, or have already gotten theirs. For many families, tax season is just one part of a broader financial picture for an overall...
Still need to file your taxes? Tips for faster, easier filing Spring can inspire a renewed sense of confidence and optimism in do-it-yourself activities. For nearly 40 percent of Americans, this includes preparing and e-filing their own income tax return. Like most things DIY, following a...
Money talk: Educating the next generation At a certain age, our kids stop listening to us on all topics except for one. Money....
IRS audits: 8 triggers to avoid and tips to help you survive Ever wonder how the Internal Revenue Service selects which taxpayers to audit? Well, it isn’t always a matter of chance. There are certain factors that can make your tax return stand out from the rest....
Discover the little-known investment strategy that your advisor isn't telling you about Did you know self-directed IRAs allow Americans to invest in assets other than stocks and bonds, while enjoying the tax-free or tax-deferred status of their retirement account? Very few Americans realize that they have the...
Selecting a cellphone and plan that fits your lifestyle Whether taking the plunge and joining the smartphone crowd or simply replacing a tired old cellphone, buying a new device takes careful deliberation. From selecting carriers and avoiding contracts to deciding on a type of...
Five insider tips to save money when buying a car As the weather warms, car buying season gets into full swing. Even though interest rates are still at or near record lows, there are additional ways smart buyers are saving even more cash on their...
Lost dress? No-show caterer? Bankrupt photographer? How to protect yourself from the worst wedding disasters Your wedding is supposed to be a magical day you remember for the rest of your life. It also is sure to be one of the most expensive days of your life. With all that...
How to diversify your retirement portfolio in ways you might not have imagined Many investors are taking more control of their financial future by investing in alternatives to the stock market including real estate, land, promissory notes, oil and gas....
Mind Your B.I.S. - Tips to jumpstart your financial well-being In the next few months, high school seniors across the country will be anxiously checking mailboxes for college acceptance letters. With two-thirds of recent high school grads enrolling in college as of 2012, according to...
Don't let crooks steal your tax refund: Identity theft prevention tips To itemize or not to itemize, deductions, exemptions, interest income and capital gains – you have a lot to think about when you’re doing your taxes. While you’re preparing your return, don’t overlook a consideration...
Preparing for peace of mind in retirement Everyone’s vision for retirement is different – for some it involves trips across the globe, while for others it means relocating to a new city or picking up a new hobby. Regardless of what your...
Building your professional brand Personal branding is an elusive topic to most people, yet it is important for career success. Wise professionals with career success know it can mean the difference between landing that dream job and never getting...
Five things they don't teach you in school about how to secure your financial future Anyone over a certain age has heard about the “the three Rs” of education - reading, writing and arithmetic. The thinking is that if you graduate from school knowing how to read, write and solve...
Small business 101: What you may not know about your credit card processor The electronic payment processing industry is a critical component for small, mid-size and large businesses alike. All merchants depend on reliable, affordable electronic payment services to grow their businesses; however, some credit and debit card...
Family needs compete with retirement among Hispanic Americans, survey finds Long term financial planning can be daunting for many Americans, however, Prudential’s 2014 Hispanic American Finance Experience survey indicates that the Hispanic community may face distinct challenges....
Is a refinance the right decision? Once at rock bottom, interest rates have ticked up slightly in recent months. Still, the prospect of refinancing a mortgage remains attractive. Interest rates are projected to rise to 5 percent or above by August...
Survey says: Payday loan users savvier than you think Read enough about the state of Americans’ finances and you might get the impression that the average consumer is fairly clueless when it comes to making good money decisions. But a new survey indicates that...
Save time and money: Do your federal taxes for free Taxes can be, well, taxing. But there’s a simple, easy way to do your federal taxes, and it’s all for free. It’s called Free File....
Does your employer benefit package measure up? Many Americans just went through their annual benefits enrollment period at their work. Precious time was spent reviewing the available offerings with spouses and determining which ones best meet their families’ needs, weighed against the...
How health care reform could impact your tax returns this year and next Several key tax law changes in the Affordable Care Act have been implemented in 2013 and 2014. The impact of those changes on federal tax returns due April 15, 2014 and 2015 hinge mainly on...
Thinking about writing off Social Security? Not so fast Social Security is a hot topic these days. Unfortunately, many Americans are still in the dark when it comes to planning for Social Security. And that could have significant consequences....
How to shop for dental insurance Dental health is essential to overall health, affecting everything from our hearts to our mental well-being. Yet despite ample research that underscores the importance of taking care of our teeth, millions of Americans never go...
Turn your tax refund into savings Millions of Americans get a refund on their taxes each year. If you are one of them, why not use part of your refund to save for the future with a Series I Savings Bond...
A reasonable explanation: What 'reason codes' tell you about your credit score Consumer knowledge about credit scoring remains a challenge. In fact, nearly half of Americans still don’t know that mortgage companies use credit scores when making decisions about credit availability and pricing. Even if you do...
How to manage your money in the new year As a new year unfolds, many people resolve to kick bad habits and take better care of their health and their finances. After a few late payments, messy receipt folders and carefree budgeting, it’s time...
Get back to basics with your business technology Technology can do a lot for home offices as well as small and medium-size businesses, but choosing and investing in the appropriate level of technology can sometimes feel overwhelming and time-consuming. Business owners and consumers...
New credit score myths and why you shouldn't believe them Myths and folklore endlessly evolve as cultures change, technologies emerge and societies grow. Some myths – like the one that warns against washing Pop Rocks down with Coke – are chuckle-worthy. Others, such as fallacies...
How to stick to your New Year's resolutions all year long With the holidays past and a new year upon us, now is the time for Americans to focus on their 2014 resolutions. And while fitness goals often top the list of New Year’s resolutions, diet...
How to find rebates for energy-efficient home improvements Home improvements that increase energy efficiency are appealing on many levels, from saving you money on heating and cooling costs to the confidence you get from knowing you’re doing something good for the environment. They’re...
What is the generation gap on credit? Whether you’re wrapping up end-of-year paperwork, getting ready to create your 2014 budget, or preparing for tax season, something about this time of year inspires financial introspection. While you’re evaluating your own financial well-being –...
10 simple ways to instantly improve your finances in 2014 Do you wonder how you could better manage finances? You’re not alone. When it comes to money, most people are far from perfect. Whether you make $20,000 a year or $200,000, some simple steps can...
Using your Health Insurance Marketplace coverage on Jan. 1, 2014 With the start of the new year, millions of Americans will have access to health coverage for the first time or have improved coverage because of the health care law. There are steps you can...
A resolution you can keep all year: The one-day identity checkup Exercise. Lose the weight. Answer every incoming email. Those are the hard kinds of New Year’s resolutions, because you have to think about them every day for the rest of the year. Many are forgotten...
Don't forget about insurance when discussing finances with children When it comes to financial literacy, parents know it’s important to give kids the knowledge and skills they need to manage money. While you’re teaching children about smart spending, saving and credit management, don’t forget...

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