3 tips on how to be a savvy spender this summer
Posted: May 02, 2023 | Word Count: 530
Summer is the season of events — from graduations and BBQs to weddings and holiday weekends, these next few months are filled with exciting plans. As commitments add up, so can the prices. This can prevent us from buying that thing we’ve had our eyes on or booking a trip for some well-deserved rest and relaxation.
As summer creeps closer, plan to make the most out of the moments that matter by channeling these tips:
Make a list and earn on every purchase
For those who enjoy hosting, planning the perfect summer party can add up, especially as prices go up. Before heading to the store (or clicking confirm purchase online), create a checklist with everything you need to buy. This way you can avoid over-buying while at the store and remove items that aren’t necessary (maybe even get creative and DIY decorations!).
With all this party prep, make sure you’re using a cash back credit card, like the Chase Freedom Unlimited®, so you’re able to get rewarded on every purchase and earn 1.5% cash back on every $1 spent. Cardmembers can link their card to Amazon to shop and instantly redeem cash back rewards on eligible purchases at checkout, including tax and shipping.
Maximize travel purchases
Thinking about a long weekend getaway or big family vacation this summer? We all know it’s important to research flights or hotel prices ahead of time, but many forget to check the rewards or offers available through their credit card. For example, Chase Freedom Unlimited cardmembers can earn 5% cash back on travel purchases through Chase Ultimate Rewards®, so they’re able to earn rewards toward their next trip.
And when you’re packing, don’t forget to bring your Chase Freedom Unlimited card along for the trip — you’ll earn 3% cash back on dining (including takeout and eligible delivery services) and drugstore purchases (think: sunscreen, snacks and other last-minute needs).
Stay alert for deals and offers
There’s a good chance you’re celebrating someone this summer — whether it’s for Mother’s Day, a graduation or even a wedding — so you’ll also need to budget for a few gifts. Start thinking of ideas early and sign up for emails from popular retailers so you can stay up to date on sales.
If you’re shopping during the month of May, be sure to check out Chase’s Month of More, a month-long promotion where cardmembers can score some of the best offers and earn higher cash back on a variety of popular brands. Cardmembers can save up to 15% on gift cards from Macy’s, Wayfair and Chipotle and earn 5% or more cash back from favorite brands like Sam’s Club, Walmart, Athleta, Neiman Marcus, Sephora, Lowes, Nike and more. Cardmembers can also get 10% more value for their points at Chase Apple Rewards Store.
Start your summer off right by maximizing every purchase and earning rewards. Plus, new Chase Freedom Unlimited cardmembers earn a $200 bonus after spending $500 on purchases in the first three months from account opening.
No matter how you plan to celebrate this summer, make the most of your spending!